The major banks and finance institutions are making mobile banking and trading easier with apps on iPhone and iPads. This way people can control their money, even when they do not access to bank’s branch or computer. The following are top 5 banking and finance apps for iPhone/iPad users.

  1. PayPal- This is a top banking and finance app for iPhone users. You can now enjoy PayPal on the go with this iPhone app. Users can send money gift or pay off a loan. With this app you can now send and receive money easily and for free. You can manage your bank account easily, check your bank balance, withdraw funds, transfer funds and check all your money transactions. All these can be done anywhere and at any time, all thanks to the PayPal iPhone app. With the PayPal  app your financial info is secure online.  If you are a merchant and want to get paid directly through your smart phone then download the “PayPal Here” app from the app store.
  2. Chase Mobile- iPhone users can perform banking right from their smart phone with this app.  With this app you can manage your bank accounts, deposit money, find ATM centers and do banking 24/7 right from the comforts of your iPhone or iPod Touch. Use the Chase Mobile app to  check your account balance, money transactions, credit and debit card status, pay bills, send wire transfers, make deposits, find the nearest Chase ATMs and branches, speak with a service representative etc. Users can customize alerts and notifications for account balance, deposits etc.
  3. Bank of America-If you have a bank account in the Bank of America then you must have the Bank of America app on your iPhone or iPad. This app allows you to check your account balance, pay bills and transfer money and find the nearest branch of Bank of America. Similar to the online banking, you can sign in with your secure credentials as your information is protected by encryption technology. Use this app and snap photos of checks  and deposit them in your account instantly without having to visit your bank. You can transfer money to someone with your email address or your mobile number and keep your bank details secure as you need not share them with anybody. You can set up and receive alerts from Bank of America through this app.
  4. Mint- This is the best online management tool. This app allows users to track, budget and manage your money all with one app, so that they can see where they are spending money and where they can save. Users need to open an account, add bank, credit  and loan accounts and Mint will categorize all your transactions. With this safe and secure app you can keep your personal finances organized easily.  With this app you can avoid late fees and monitor cash flow and get bill reminders and alerts. This app is password protected with a 4 digit unique PIN. So, even if you lose your device you can deactivate the mobile access from the site Mint.com profile page.
  5. Wells Fargo- This app provides easy, fast and very secured service to clients of Wells Fargo and Wells Fargo advisors.  You can check the balance amount in your account and your account activity, learn the way balance calculations are done and what is pending.  You can send money to your family and friends  by using  your email address or your mobile number.  Users can transfer money between the wells Fargo accounts . You can monitor balances, track investments , make bill payments etc right from the comfort of your phone.